The temptation to try and cut down on family travel costs can be hard to avoid, given the costs involved these days with paying for 4 or more people to travel abroad on holiday. Reducing the overall cost by avoiding the travel insurance costs, for something you are unlikely to need, is a consideration. But is travelling without travel insurance wise? If you are a family from Europe and travelling to another destination in Europe, the first thing to do is to get the free EHIC cards (European Health Insurance Card). These replaced what were previously known as the E111 cards and this in effect is a card to proof that you are European and entitled to certain free medical cover within most of the Euro region. These cards are free and are well worth applying for and getting. (Learn how to get the free European Health Insurance Card). The EHIC though does not cover you for everything that a travel insurance policy will. More serious and elongated injuries, lost baggage, theft from your hotel room and many other situations are not covered with an EHIC. The EHIC is free so do get your free card and do also consider travel insurance. As ...